Contributory Invalidity Pension-Frequently Asked Questions

 1. Is there an age limit for a person to be able to apply for an invalidity pension?
No. However, the conditions laid down above must be satisfied.
2. Does the person receiving Invalidity Pension still have to pay contributions up to retirement age?
No. In this case, the person will be entitled to invalidity credits, starting from the Saturday following the date an Invalidity Pension is awarded, up to his/her retirement age.
3. Can a person receiving Invalidity Pension work?

A person cannot engage him/herself in gainful occupation while receiving Invalidity Pension. If an Invalidity Pensioner returns to work, his/her benefit is stopped immediately.
4. Will a person receive a lower rate of Retirement Pension if s/he is first awarded an Invalidity Pension?
The granting of an Invalidity Pension in itself will not adversely affect the granting of a Retirement Pension, provided that the person paid or credited all contributions up to award date of Invalidity Pension.
5. How will my retirement pension be calculated if I am in receipt of an Invalidity Pension?
The claim for a Retirement Pension will be treated as a normal retirement application. The last eleven years prior to retiring age that are usually taken into consideration to work out the pensionable income instead become the last eleven years prior to the Invalidity Pension award.
6. What happens after a person applies for Invalidity Pension?
Once an application is received, the Department verifies the eligibility criteria for the Invalidity Pension. Then the average of contributions paid or credited is calculated, the case is then referred to the Medical Panel for medical assessment and if all the conditions are satisfied, an applicable rate of pension is established.
7. What is the date when an Invalidity Pension is awarded?

An Invalidity Pension is awarded either from the 1st Saturday after:
• The date of termination of employment
• The date of claim or received date
• The date of elapse of six months medical certificates, except for rare cases by the approval of the Director
8. What happens after the period of Invalidity Pension expires?
When a person’s Invalidity Pension period elapses, whether be a maximum of three years or the minimum of one year, her/his case is summoned again on the lapsing of the incapacity period.
9. If a claim for Invalidity Pension is rejected by the Medical Panel, can a person re-apply?
If the person resumes employment or registers for work under Part I, s/he may re-apply if her/his medical condition deteriorates. If a person resumes submitting medical certificates, s/he may re-apply by means of a formal request and a fresh medical certificate (not the weekly medical certificate). There is no limit how much a person may re-apply.
10. If I were a company shareholder, would I have to give up my shares to be eligible?
There is no need to give up the shareholding, however it must be emphasised that whilst in receipt of an invalidity pension, gainful economic activity by the pensioner will result in the forfeiture of his/her pension rights.
11. How is my Invalidity Pension rate worked out, once the contribution conditions have been satisfied?

Once the yearly contribution average is established, a person is entitled to a flat rate Invalidity Pension, depending whether he/she is in receipt of a service pension from a previous employer and on his/her status.
12. Is there a right to appeal an Invalidity Pension decision?

Yes, if claimant is found fit for work, he / she have the right to lodge an appeal before the empire.