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General Information on the International Bank Account Number (IBAN)

01/01/2023 | Latest News

The IBAN is a defined standard for bank account numbers that uniquely identify a customer’s bank account held at a bank anywhere in the world. IBAN account numbers can only be generated by banks for their customers. Since January 2004, the local credit institutions and the Central Bank of Malta have shown the IBAN and SWIFT’s Bank Identifier Code (BIC) on their clients’ statements.

 The Maltese IBAN is made up of 31 alphanumeric characters, as follows:

  • The first two alphanumeric characters identify the country in which the account is held, in this case Malta (MT).
  • The next two digits are the check digits, which validate the complete IBAN.
  • The next four characters are the first part of the issuing bank’s SWIFT identifier code (BIC).
  • The next five digits are the issuing bank’s local sort code.
  • The remaining 18 characters are the domestic account number, with preceding zeroes whenever required.

 Example of a Maltese IBAN:

 Country Code

Check Digits


Sort Code

Account Number







You can check or update your banking details held by the Department of Social Security by clicking here.


Source: [accessed 10/11/2022].